Hi Ladybug,
I assume you're looking into purchasing this home. I've owned a couple of older homes in the past (from the 20s/30s)--so here are a few of my thoughts to get some discussion going.
Yes, plumbing and electrical are a concern, but there's a good chance that some of the work has already been updated (you don't WANT to see what 1900 electrical looks like!) A good home inspector should be able to tell you a good bit of this. What is the amperage of the main breaker--or are there still fuses? The inspector should take off the panel cover and report on what kind of wiring he/she sees. I'd have the inspector take a really close look for "illegal" electrical connections, such as splices outside of junction boxes. In one old home we had, the electrical service had been updated--but a good deal of the older part of the home was still on one old circuit.
Other things: Insulation and windows. If those things are original, you are in for some high heating bills and some drafty winters. The sewer line might be needing attention--especially if there are large trees in its vicinity. How about the condition of bathrooms & kitchens: any evidence of moisture penetration? And there wouldn't be more than 2 layers of asphalt shingles on the roof, would there?
There could well be asbestos in the house; generally OK unless disturbed and particles go airborne. It can be a consideration come remodel-time.
Be sure and have a termite inspection.
I should also mention: No house is perfect, not even brand new. Good luck!
Regards,
-k2 in CO
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