we have been in our new home for 25 months now, and are paying 71/8 percent on a 30 year conventional. we drug our feet too long and missed out on the recent low rates. we owe a little over 100,000 on the home with about 20-25 thousand in equity. i can get around 61/2 percent now, but i dont think it would be worth it. i am just looking for some advice and or opinions. thanks all.
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