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Credit rating
A rating given to a person or company that establishes credit-worthiness based upon present financial condition, experience, and past credit history.

Credit report
A report to a prospective lender on the credit standing of a prospective borrower, used to help determine credit worthiness.

Credit repository
Large companies that gather financial and credit information from various sources about individuals who have applied for credit.

Credit union
Nonprofit cooperative organization providing banking and financial services such as home improvement loans, home equity loans and mortgages to its members.

Creditor
A person or firm to which debt is owed.

Creep
To change in shape metals, materials, etc. as the result of stress, temperature, etc.

Creep speed
Slow but constant movement speed.

Creeper
(1) Low platform with wheels that is used for a person to lie on and slide under a machine or automobile. (2) Any plant that will make long shoots and grow along the ground such as creeping fig, ivy, or Virginia creeper.

Creeping
Paint that runs together in small drops.

Crenellations
These square notches, which are evenly spaced at the top edge of a wall, are also called crenels.

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