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Cream time
Time in seconds at a given temperature when the A and B (isocyanate and resin) components of SPF will begin to expand after being mixed.

Creative financing
Innovative financing arrangements to help sell a property.

Credit
Money a lender extends to a borrower who gives a commitment to repay the loan within a certain amount of time.

Credit application
Form used to record information about an applicant seeking a loan.

Credit bureau
A firm, which maintains credit reports on individuals and the use or abuse of the credit extended to them.

Credit history
The record of a person's current and past debt payments.

Credit life insurance
Insurance, which pays off a mortgage in the event of the borrower's death.

Credit limit
Maximum amount of money that can be loaned to a prospective borrower.

Credit rating
A rating given to a person or company that establishes credit-worthiness based upon present financial condition, experience, and past credit history.

Credit report
A report to a prospective lender on the credit standing of a prospective borrower, used to help determine credit worthiness.

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