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Fieldstone, victor red rock
Fossilized rock that has a white interior with a brownish red or orange exterior.

Fieldstone, victor silver gray
Shaded silver hard quartzite with sparkles.

Fifteen-year mortgage
A fixed rate, level-payment mortgage loan where for a slight increase in monthly payments, the loan can be paid off in only 15 years. The overall savings in interest paid to the lender, between the 15-year and 30 year mortgage, can be quite substantial without making the monthly payment significantly higher.

Figure
Inherent markings, designs, or configurations on the surface of the wood produced by the annual growth rings, rays, knots and deviations from regular grain.

Filament
(1) A very slender thread or fiber. (2) The fine metal wire in a light bulb, which becomes incandescent when heated by electric current.

File
(1) An abrasive steel tool with a rough, ridged surface used to smooth or grind down wood, metal, etc. Files can be obtained in varying degrees of fine or coarse surfaces. (2) A container or folder for keeping papers in order.

File card
(1) Marker card in an information file. (2) Stiff bristled brush for cleaning the grooves in a file.

Filigree
(1) Delicate, lacelike ornamental work of intertwined gold, silver, etc. (2) Any delicate work or design with a lacelike appearance.

Fill
Term used in surveying to indicate a grading level with relation to a reference point, to where dirt must be added to reach the reference point.

Fill dirt
Soil brought into a site to solidify a foundation or to fill an excavation to grade.

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