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| Hollow masonry
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Construction of concrete masonry units, in a single section, one block thick, with the block ends filled with grout as each row is laid. |
| Hollow wall
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Wall with an air space within the wall. |
| Hollow-core
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Construction where the framework for a door is covered with thin plywood, which is supported by lightweight material in the framework center. |
| Hollow-core door
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A flush door with plywood facing over framework that does not have a solid core. |
| Hollow-jet valve
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A valve having a closing member that moves upstream to shut off the flow. The hollow-jet valve discharges a hollow or annular jet dispersed over a wide area. |
| Holographic will
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Will that does not meet all the requirements of a valid will. |
| Home affordability index
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Measure of the typical U.S. family's ability to buy a home, published by the National Association of Realtors. When the Index measures 100, a family earning the median income has exactly the amount needed to purchase a median-priced, previously owned home, using conventional financing and a 20% down payment. Some experts maintain that every one-point increase in the home mortgage interest rate results in 300,000 fewer home sales. |
| Home energy assistance program (heap)
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A centrally operated direct payment program that assists eligible households in offsetting the cost of heating and cooling their homes. Payments are generally made in the form of dual party warrants (checks) made payable to the applicant and their designated utility company. For example, the program is administered in California by the California Department of Economic Opportunity using federal and state funds. |
| Home energy efficiency rating systems (hers)
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A nationally recognized energy rating program that gives builders, mortgage lenders, secondary lending markets, homeowners, sellers, and buyers a precise evaluation of energy losing deficiencies in homes. Builders can use this system to gauge the energy quality in their home and also to have a star rating on their home to compare to other similarly built homes. |
| Home equity conversion mortgage
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Also known as reverse mortgage, this loan is made to older owners to convert their equity into money. Borrowers are qualified on the basis of the value of their homes. This is not the same as a home equity loan. |
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