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Needle
(1) A temporary beam used to support a section of masonry while lower sections are repaired or replaced. (2) A narrow pointed metal rod used in sewing.

Needle bearings
Needle bearings are slender, cylindrical rollers that create a line contact between the races. This allows them to carry a greater radial load than ball type bearings.

Needle file
A small metal file used when working on locks, timepieces, or other precision instruments.

Needle valve
A valve, used in HVAC systems, with a stem that tapers to a point.

Needle-nose pliers
Pliers with a tapered end that comes to a point.

Needs-based pricing
Asking price based on the amount of funds required to pay off the seller's mortgage, the cost of remodeling or the purchase of another house.

Negative amortization
When the outstanding balance of a loan grows larger because each monthly payment is too small to cover both the principal and interest of that loan. This sometimes happens with adjustable rate mortgages.

Negative cash flow
When operating expenses exceed income and an owner must make a financial contribution.

Negative charge
(1) A minus electrical charge. (2) An electrical charge equal to that of an electron.

Negative ion generator
An air cleaning device that uses static charges to remove particulates from indoor air.

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