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Negative leverage
When borrowed funds cost more than they produce.

Negative pressure
Less than atmospheric pressure.

Negative-slope driveway
Driveway that goes downward from the street level to the garage.

Negotiable
Able to be changed through discussions and modifications. Alternately, something that is legally transferred to another by endorsement or proper delivery.

Negotiable instrument
A promise to pay money, transferable from one person to another.

Negotiate
(1) To bargain or attempt to reach an agreement through discussion. (2) To travel over difficult ground.

Negotiation
The process of bargaining that precedes an agreement.

Neighborhood
A district or locality characterized by similar or compatible land uses, often with a major street for shopping or restaurants.

Neighborhood life cycle
A generalized pattern that describes the physical and social changes that residential area experience over time. This life cycle includes the phases of birth, early growth, maturity and decline. Neighborhoods decline for several reasons including the physical aging and deterioration of the building structures, as well as the aging of the population. Architectural obsolescence makes these neighborhoods less attractive and the intrusion of business or industrial area detract from the overall quality.

Neo angle base
A shower base designed to allow the shower to fit into a corner using minimal floor space while maintaining an elegant look.

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