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Saturated
Thoroughly soaked. Filled with the maximum that can be absorbed.

Saturated felt
Felt, which is used under shingles and behind shower walls, because it is water resistant due to having been saturated with an asphalt compound.

Saturated steam
Steam at the temperature that matches its pressure where any rise in pressure or drop in temperature will turn some of the steam to water.

Saturation temperature
Also referred to as the boiling point or the condensing temperature. This is the temperature at which a refrigerant will change state from a liquid to a vapor or visa versa.

Savings and loan association
Financial institution that specializes in originating, servicing and holding mortgage loans, primarily on owner-occupied, residential property. S & L's also make home-improvement loans and loans to investors for apartments, industrial property and commercial real estate. Approximately 40% of the S & L's are federally chartered, the rest are state chartered. Federal charters are members of the Federal Home Loan Bank System (FHLBS). All federally chartered S& L's are owned by depositors and the word "federal" must appear in their title. State chartered S & L's can be either mutually owed or stock associations. They have optional membership in both the FHLBS and the FSLIC.

Saw
A cutting tool of different sizes and shapes, consisting of a thin bade or disk of metal, with an edge of a series of sharp teeth, which can be worked by hand or machinery.

Saw arbor
The shaft, which is turned by a motor, on which the blade of a power driven circular saw is mounted.

Saw basket
Saw baskets easily fasten to all bench and stationary tool legs. Saw baskets are used to store the miter gauge, rip fence, other tool accessories, and project pieces.

Saw blade
The cutting portion of a saw.

Saw buck
Brace for wood cutting, which is made of two sets of 2 x 4's which are connected in two X-shaped sections, hinged where the legs cross, and are then connected from center joint to center joint by an additional piece so that they can stand upright to hold a length of wood.

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