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| Senior real estate analyst (srea)
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The highest designation once awarded by the Society of Real Estate Appraisers. SREA's could exchange this designation for the MAI. |
| Senior residential appraiser (sra)
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A designation granted by the Appraisal Institute for Residential Appraisers. An SRA may refer to himself as a member of the Appraisal Institute, though not an MAI. |
| Sensible cooling effect
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The difference between the total cooling effect and the dehumidifying effect. |
| Sensible cooling load
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The heat gain of the home due to conduction, solar radiation, infiltration, appliances, people, and pets. Burning a light bulb, for example, adds only sensible load to the house. This sensible load raises the dry-bulb temperature. |
| Sensible heat
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Heat, that when added or removed, causes a change in temperature but not in state. Heat that results in a temperature change. |
| Sensible heat storage
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A heat storage system that uses a heat storage medium, and where the additional or removal of heat results in a change in temperature. |
| Sensitivity analysis
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Technique of investment analysis that enables investors to determine variations in the rate of return on an investment property in accordance with changes in a critical factor, such as how much the rate of return will change if expenses rise 5% or rental income drops 10%. It's an experiment with decision alternatives using a what-if approach. |
| Sentimental value
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Emotional value of property to each particular person. |
| Sepal
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One of the divisions of the calyx. |
| Separable or separate property
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Property wholly owned by either spouse who was acquired prior to marriage or was received as a gift or inheritance. This property legally belongs to that spouse and cannot be taken away to satisfy a debt against the other souse or for estate valuation. |
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