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203(k) Loan
This is a loan that enables the homebuyer to finance both the purchase and rehabilitation of a home through a single mortgage. ... |
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Adjustable Rate Mortgages
Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits. Types: ... |
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Applying for a Mortgage Online
Online mortgages appeal to many who work via the Internet and understand its advantages—and limitations. |
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Buying a Home in Today’s Market
A slowing economy, a tightening credit crunch and a sluggish housing market can present some unique challenges to the ... |
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Buying a Vacation Home in a Down Market: The Pros and Cons
A slumping real estate market may bring advantages to those looking for that second, or even third, vacation home. But there ... |
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Choosing a Lender
Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a ... |
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Choosing a Loan Program
Your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow ... |
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Considering a Condo Purchase
A condominium may conjure up pleasant thoughts of a home without the hassles of grounds or exterior maintenance work, but ... |
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FHA Timing
If you're refinancing an FHA loan, try to schedule the closing for as close to the end of the month as possible. Unlike ... |
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Financing an Energy-Efficient Home
The average homeowner spends close to $1,300 a year on utility bills. But an energy-efficient home—with such features as ... |
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Financing Fine Points
- Payments on some loans may not cover interest due so the loan balance could increase rather than decrease.
- Under ... |
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Financing New Home Construction
It takes equity to build a new home, which is why more and more homebuilders are using their existing homes to finance new ... |
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Finding a Mortgage
Finding your way around the home buying maze can be a puzzling thing, especially for first-time buyers. Before you start ... |
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Flipping: Remodeling for Resale
If you’re in the market to buy a house to rehabilitate for profit—also known as "flipping"—you’ll need to play it smart. Here ... |
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Foreclosure Financing
One reason there are few bidders at foreclosure sales is that it is next to impossible to get financing for such a property. ... |
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Green Mortgages
Eco-friendly homeownership involves more than water-efficient plumbing fixtures. Homeowners can get reduced mortgage fees and ... |
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Green Occupations: Educating Builders and Brokers
The movement to create "green" residential properties is changing the way homes are built, bought and sold. New industries ... |
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Home Appraisal Basics
Home appraisals are a vital and important step in financing a purchase, refinancing an existing mortgage or obtaining a home ... |
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Home Buying after Bankruptcy
Before the housing bubble burst and mortgage default rates escalated, a home purchase following bankruptcy was relatively ... |
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House-Choosing Checklist
Ready to buy a home? There are lots of considerations to make before selecting the right one. This home-buying checklist will ... |
