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Buying a Vacation Home in a Down Market: The Pros and Cons
A slumping real estate market may bring advantages to those looking for that second, or even third, vacation home. But there ... |
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Buying Compromises
If you find that today's home prices require you to make compromises (as is probably the case for most first-time buyers) look ... |
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Buying Issues
Always check to see if the house is in a low-lying area, in a high-risk area for natural disasters (like earthquakes, ... |
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Buying Plans
Have a time frame in mind when you buy a home, and let it guide your purchase. If you plan to start (or expand) a family in ... |
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Buying vs Renting
The two don't really compare at all. The one advantage of renting is being generally free of most maintenance ... |
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Choosing a Lender
Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a ... |
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Choosing a Loan Program
Your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow ... |
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Closing Costs
Closing costs are the fees for services, taxes or special interest charges that surround the purchase of a home. They include ... |
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Closing Costs
There may be closing costs customary or unique to a certain locality, but closing costs are usually made up of the following: ... |
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Closing Day Events
You'll present your paid homeowner's insurance policy or a binder and receipt showing that the premium has been paid. The ... |
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Closing Documents
You should receive the following documentation at closing: Settlement Statement, HUD-1 Form (itemizes services provided and ... |
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Cobb Hill
Behind the Scenes - Vermont Farmhouse |
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Community Resources
Contact the local chamber of commerce for promotional literature or talk to your real estate agent about welcome kits, maps, ... |
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Comparable Sales
Your real estate agent can give you a ballpark figure by showing you comparable listings. If you are working with a realtor, ... |
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Comparing Loan Terms
First, devise a checklist for the information from each lending institution. You should include the company's name and basic ... |
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Considering a Condo Purchase
A condominium may conjure up pleasant thoughts of a home without the hassles of grounds or exterior maintenance work, but ... |
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Contingency Clauses
Contingency clauses should satisfy the concerns of both the buyer and seller. Buyers also can protect themselves by inserting ... |
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Creating Affordable Housing
Despite statistics and economic realities that can seem daunting, there is still hope for those seeking a home of their own ... |
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Credit Bureau Scores
A credit bureau score is a number, based upon your credit history that represents the possibility that you will be unable to ... |
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Credit History
There are three major credit reporting companies: Equifax, Experian, and Trans Union. Obtaining your credit report is as easy ... |
