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Refinance Timing
The traditional answer to the question "When is the best time to refinance?" is when interest rates fall 2 percent below your ... |
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Refinancing Costs
If you are taking cash out of a refinancing and/or folding the closing costs into the new loan, watch the loan-to-value ratio ... |
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Rental Rates
If you're buying a property that contains rental units, consider obtaining a letter from a real estate broker or some other ... |
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School Value
When looking for a house, be sure to check out the local schools, even if you don't have school-age children. Research has ... |
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Sears American Dream Campaign
Strengthening communities, one home at a time. |
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Securing a Loan
The first step in securing a loan is to complete a loan application. To do so, you'll need the following information: Pay ... |
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Selecting a Realtor
Start by asking family and friends if they can recommend an agent. Compile a list of several agents and talk to each before ... |
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Seller Disclosure Form
A seller disclosure form can give you an idea of potential problems, but it should never be considered a substitute for a ... |
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Settlement Procedures Act
The Real Estate Settlement Procedures Act(RESPA) requires lenders to disclose information to potential customers throughout ... |
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Should You Custom Build Your Home?
If you’re wondering whether to custom build your dream home or buy a resale, this information about custom building budget and ... |
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Should Your First Home be a Fixer-Upper?
Houses needing a little TLC might seem like a bargain, especially for your first home, but are you the person to give that ... |
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Staying Put in Today's Housing Market
The housing crisis is making more homeowners think about remodeling what they have rather than buying or building. Home ... |
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Tax Considerations
Keep in mind that your mortgage interest and real estate taxes will be deductible. A qualified real estate professional can ... |
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The Mortgage Crisis: How It May Affect You
Though you may not be having a problem paying your home loan or be undergoing foreclosure proceedings, the current mortgage ... |
 
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The View from Island Avenue, Miami
Gina Kirkpatrick, Miami real estate broker, shows Bob a building at the Miami Beach end of the Venetian Causeway, 5 Island ... |
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Title Report
When reading a preliminary title report, it is important to check the extent of your ownership rights or interest. The most ... |
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Tour of an Affordable Home
Bob and developer John Druley walk through a home under construction by Qualker Homes in Falmouth, Massachusetts. This ... |
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Touring Los Angeles Real Estate
Lois Bostic, Bob’s real estate agent shows Bob some interesting properties in the area featuring the cottage, Spanish, ... |
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Traffic Patterns
When considering a house purchase, visit the location at different times of the day to gauge the nearby traffic patterns, ... |
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Truth in Lending
The Truth in Lending Act gives homeowners three days from the day the account was opened to cancel their credit line. However, ... |
