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Ready to Buy
You can find out if you're ready to buy a house by asking yourself some questions: Do I have a steady source of income? Have I ... |
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Refinance Timing
The traditional answer to the question "When is the best time to refinance?" is when interest rates fall 2 percent below your ... |
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Refinancing Costs
If you are taking cash out of a refinancing and/or folding the closing costs into the new loan, watch the loan-to-value ratio ... |
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Rental Rates
If you're buying a property that contains rental units, consider obtaining a letter from a real estate broker or some other ... |
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School Value
When looking for a house, be sure to check out the local schools, even if you don't have school-age children. Research has ... |
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Securing a Loan
The first step in securing a loan is to complete a loan application. To do so, you'll need the following information: Pay ... |
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Selecting a Realtor
Start by asking family and friends if they can recommend an agent. Compile a list of several agents and talk to each before ... |
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Seller Disclosure Form
A seller disclosure form can give you an idea of potential problems, but it should never be considered a substitute for a ... |
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Settlement Procedures Act
The Real Estate Settlement Procedures Act(RESPA) requires lenders to disclose information to potential customers throughout ... |
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Tax Considerations
Keep in mind that your mortgage interest and real estate taxes will be deductible. A qualified real estate professional can ... |
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Title Report
When reading a preliminary title report, it is important to check the extent of your ownership rights or interest. The most ... |
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Traffic Patterns
When considering a house purchase, visit the location at different times of the day to gauge the nearby traffic patterns, ... |
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Truth in Lending
The Truth in Lending Act gives homeowners three days from the day the account was opened to cancel their credit line. However, ... |
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Vacation Home
Some people buy a vacation home with the idea of turning it into a permanent retirement home down the road, which puts them ... |
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Vacation Home Costs
Everyone loves the idea of a vacation home. When looking for yours, be sure to factor in the cost of travel. That great condo ... |
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Warranty Information
If you're selling a house, consider leaving behind relevant warranty information, operating instructions, and any maintenance ... |
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Why Adjustable Rate Mortgage
An ARM may make sense if you are confident that your income will increase steadily over the years or if you anticipate a move ... |
