I returned home on the 1st of the year to 4 1/2 feet of water in my basement. This covered my workbench and was drownding my tools. My bench grinder doesn't work, but most of them still do. Can anyone tell me about what the damage both to their life and performance could be. If my new tools are doomed in the next few months, I need to talk to the insurance company about it. Here is a list of the swimmers:

16 gal wet/dry shop vac
Craftsman 3" belt sander (7 amp, double ins)
Skilsaw (2.3 hp)
14.4V Cordless Drill
3/8" Craftsman Drill (double ins.)
Dremel Scroll Saw

Thanks for the advice!