Thanks to all who replied to my questions. I am hoping for a mid-June closing and an August 1 move in date. I wrote down all of your replies and will definately discuss the ideas everyone offered. I think we are going to go with the rolled insulation as opposed to the blown in type. The GC included cold air returns for the whole house.
Thanks again to all - who knows - maybe you'll see my house on one of these "before and after" types of shows that seem to be on every cable channel now. Hmmm - wonder if Bob Villa himself might be interested...?