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Anybody who works on your property and feels like they were cheated or slighted can file a lien against that property for the amount of the dispute. In Iowa they have 90 days to do so. If they sign a lien waiver they are essentially waiving the right to file a lien. You can not transfer or sell the property until that lien is settled.
Otherwise the banks would make you wait the 90 days before giving you a mortgage on a newly constructed house. They don't want any liens on it.
Removing liens is a hassle but it is done frequently after the misunderstanding with the contractor is settled.
Call your mortgage banker or lawyer for a copy of a lien waiver and use them.