I have a 14 year old Amana LWS203W2 washing machine which until a few months ago gave me zero problems. I probably paid just short of $400 for it back then. It has a stainless tub but is otherwise very typical.

It now has a fungus odor which comes back every month or so even after treatment with 20/20 and vinegar (and my giving up detergent entirely).

Within the past two weeks, it has developed a small leak out the bottom (pump?) and makes significant noise in the wash cycle (belts/transmission?), and it goes out of balance very easy in spin (I would say 80% of the time).

Repair or replace?

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Never buy a house built by an oil company...