07:38AM | 03/04/04
Member Since: 03/03/04
3 lifetime posts
I am about to have a home appraised, that needs some work in areas such as doors and gutters. What do appraisers look for in a home that add to or subtract from it's value?

Does something as simple as adding an insulated garage door as opposed to non-insulated, make much difference? Does the appearance of the yard count much? Open for all answers and SUGGESTIONS!!

Thank you for your time.


03:25AM | 03/05/04
Member Since: 09/16/02
250 lifetime posts
Why are you getting an appraisal done and worried about fixing up the house? You must be refinancing or selling by owner perhaps. If you are selling I would not put anything into this house that you don't have to. The people buying won't buy it because it has an insulated garage door as opposed to uninsulated. And if the present garage door looks half way decent I might not worry about it either. The one way I would worry about it is if that's the first thing they see in your driveway and it looks bad. What about a coat of paint.

I guess I should have waited for your response to why you're having an appraisal.



01:57PM | 03/08/04
Member Since: 03/03/04
3 lifetime posts
It is a unique situation. The home is my father's. I have lived here over 10 yrs. He and I lived in the home first then separate, I am finally going to purchase the home. My mortgage guy said I had to get it appraised.


09:50AM | 03/09/04
Member Since: 09/16/02
250 lifetime posts
I wouldn't do too much. Things like gutters and doors might make a small difference. The insulated garage door I wouldn't think would make a big difference. Since the house is yours already I would pick the stuff up in the yard, but the bottom line is what K2 said.

Most the appraisal will come from factors that you can't control.

Good luck,



03:18PM | 03/09/04
Member Since: 01/28/03
693 lifetime posts
Agreeing with K2 and DevilDog:

Real estate appraisers are looking for major amenities and features which they can find in common with known homes of similar characteristics that have sold in your area in a recent period of time.

They are not interested in details and things like insulated garage doors, types of gutters etc...These things won't even be considered for the most part.

What they will be comparing are the number of bedrooms, the size of a garage if any, number of bathrooms, type of siding, condition of roof, total square footage, size of lot, general age and condition of the kitchen, heat type/fuel/age of heat system, central AC, types and kinds of windows, insulation, fireplaces, type of flooring, etc...

Appraisers are only interested in the 'big things' and those they can compare practically to homes that have recently sold to get a fair market value for the home.

All a lender really wants to know is that they are not allowing you to mortgage more money to buy the house than what the house is worth.

They want to know in the event you default, that they can get their loan money back.

That's it.

Maintenance items like a nice paint job and repaired gutters and shutters and other things will help make a nice impression on the appraiser, but will do little in determining what your house has in the way of amenties compared to other houses in your area.

Since appraisers can do on avergae of 6-10 appraisals in a day, he won't even 'see' the little things....


02:16PM | 03/10/04
Member Since: 03/03/04
3 lifetime posts
You guys, and/or gals have saved me some precious time and $$$ I appreciated your responses. This web site is Dynamite!!


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