what you said, Harold. Been a fan of yours for years, and greatly respect your wisdom & advice.
I just had an emotional exchange with my lady, drank a couple of Coors, then read your post.
I have a policy of NEVER giving electrical, gas, oil or plumbing advice to homeowners on the web. I can be held liable for what they do with the advice, as can you.
That's why I suggested heatinghelp.com and find-a-contractor.