i have been in business over several yrs .off and on depending on the place where work is needed ;however i have found a location i have choosen to stay at in illinois, and run my business at many people around me know me as a good handyman and keep me busy.the problem is that at times i find myself in a bad sitatution where i am forced to pay well above the price of my estimate i have over 5,000,000.00 dollars in general ins. however ,here recently a house was robbed which i had keys too doing work in can i be held responable for that lost? my ins. doesn't cover that problem!