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You need the advice of a Structural Engineer. No one from here can see your situation. If you don't hire a SE, good luck explaining to your insurance co. why the 1st floor is in the basement! They'll say, "Negligence" faster than you can dial an SE's phone number. (It's $$$ well spent my friend.)
My best to ya and hope this helps.
Jay J -Moderator
PS: God Bless America!