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Don’t expect the sellers to inform you that their homeowners association (HOA) is ineffective or nonexistent. While HOAs are often cause for complaint, you’ll wish you had one in place when your neighbors decide to paint their facade pink or put up a 10-foot fence. Ask the seller a few questions about past HOA experiences to determine the overall quality or tone of the committee—and to find out if there are any unexpected fees you should be aware of.
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