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Most people take a “set it and forget it” approach to temperature control, but this attitude can cost big bucks in the long run: The average homeowner can save as much as 10 percent a year on heating and cooling by setting the thermostat 7 to 10 degrees lower for eight hours a day, according to the U.S. Department of Energy. The easiest way to do this is to use a programmable thermostat. If you have one already, make sure it's set to run at a lower temperature when no one is at home. And if you don't yet have a programmable thermostat, make this the year you buy one!
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