12 Things You Need to Know Before Shopping at Any Warehouse Club

Wholesale superstores like Costco, Sam’s Club, and BJ’s can save you up to 55 percent on some items. If you aren’t careful, though, you can find yourself considerably out of pocket. Read on for the best insider’s tips for saving money with your warehouse club membership.

Know Your Tier

Membership Level Warehouse Club

Warehouse clubs offer different membership levels or tiers. Higher-priced tiers make sense for big families and business purchases, but for standard domestic shopping, a basic membership is fine.


Find a Shopping Buddy

Shopping with friend at warehouse club

If you don’t have a spouse or kids, split membership costs and bulk purchases with a friend. You'll both be able to save money, you won't end up buying more than you could possibly use, and you may find that shopping with a friend will help rein in impulse purchases. 


Plan a Monthly Trip

Plan shopping trip to warehouse club

Club memberships can save you money on bulk purchases, but your bill can quickly add up the more frequently you shop. Plan a single shopping trip per month, stick to the items on your list, and avoid free samples and other traps that are designed to get you to buy more.


Make Your Lists

Make shopping list for warehouse club

Make two shopping lists—one for regular groceries and the other for club purchases. Your grocery store list should contain items you run out of on a weekly basis, while your club list should have only your bulk or seasonal purchases, such as turkey for Thanksgiving.

Related: Do These Things to Keep from Overspending on Regular Shopping Trips


Know How Pricing Works

Learn pricing tricks at warehouse club

At Costco, price tags that end with $.97 may indicate that an item is being sold below cost—but don’t count on it. Each store has a slightly different system for markdowns, so it’s best to get familiar with your local club’s pricing strategy.


Look Ahead

Plan ahead to shop at warehouse clubs

Some warehouse clubs will stock seasonal items much earlier than other stores, for instance, bathing suits in December. Before you write up your monthly shopping list, think about upcoming holidays, vacation plans, and other reasons for special purchases, and update your list accordingly.

Related: The Best Things to Get for Your Backyard from Sam’s Club


Compare Unit Prices

Compare unit prices at warehouse club

Buying nonperishable items like toilet paper and paper towels in bulk can make you feel like you're saving big, but pay attention to unit prices. Compare the unit prices of your favorite items at your local warehouse store with prices at other big retailers like Target and Amazon to see whether you are really getting the biggest bang for your buck.


Do Research

Shop online at warehouse clubs

If you’re thinking of buying a big-ticket item—for instance, a new TV or computer—do some online research, and don't simply assume you'll get the best deal at a warehouse club. You can also check your club’s website to find out what products and models they sell.

Related: 9 Things You Never Have to Pay Full Price For


Consider Club Credit

Warehouse club credit cards

Depending on how much you buy at your warehouse club, it may be worthwhile for you to get a club credit card, which comes with financial incentives. You can typically expect to get a small percentage (2 to 5 percent) back on gas purchases, eligible travel, dining out, and other purchases made with the card.


Eat Before You Go

Wat before you shop to reduce impulse buys

Costco and Sam’s Club have food courts with relatively cheap eats—plus free samples. But a lot of the fare is high in fat and sugar, so protect yourself from impulse buys by fueling up before you go.


Gas Up

Gas Up

Some warehouse clubs sell gas at relatively cheap prices, and if you have a club credit card, you may get additional savings. To make the most of this benefit, hold off on gassing up your car until your next shopping trip.


Go Beyond Groceries

Buy Hearing Aids and other items at warehouse clubs

Planning a vacation? Look for good deals on travel packages at your local Costco or online. And travel is just one of many special product categories on offer at warehouse stores. Others include eyeglasses, hearing aids, prescription drugs, caskets, and cars. Pay attention to these "extras," which could save you some cash.

Related: The 10 Most Surprising Things You Can Buy at Sam's Club


Score a Deal

warehouse shopping tips

You have to shop smart to save money at a warehouse store.


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