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Unfortunately, there are some documents you can't shred. Most accountants recommend that you hold on to past tax returns for at least seven years, and you can expect to keep critical records, like those relating to your mortgage, for as long as you're living in the house. With that in mind, setting up an organized filing system for the important incoming papers is a smart move. Luckily, all it takes is a filing cabinet, some dividers, and some persistence.
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