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Before you closed on your home, the inspection probably opened your eyes to a few improvements that you'll need to make. But many homebuyers fail to plan for surprises like leaky pipes, drafty doors, and creaky steps that may be discovered after the papers have been signed. Unexpected repairs can be costly, so always set aside a little extra money—some suggest about 1 percent of the home's purchase price—to cover these surprises as they arise.
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