Being a good homeowner is especially hard if you’re new to the job. Before you decide to purchase a home, determine your financial readiness for this important step by taking Money Geek’s online quiz. Next, locate a first-time homeowner program in your state that may offer assistance and special financing for qualified buyers.
Boost Your Worth
Even if you're not in the market for a new house, you should keep tabs on home values in your area. The best online tools for this have been rated and collated by U.S. News & World Report. Once you have a sense of your home's current worth, check out a Consumer Reports article on easy ways to boost a home's value by 35 percent.
Homeowners know that they should be prepared for emergencies. But where to start? SBP is a nonprofit that assists homeowners and entire communities to find the right insurance and establish preparedness plans before disaster hits. Check out SBP’s free online resources, and gain confidence in your ability to handle the unexpected.
Know Your Options
If you face any changes to your income or financial situation, you’ll want to check out the Department of Housing and Urban Development’s information on how to avoid foreclosure, lower your mortgage, and keep your home. There’s also a HUD-approved hotline where you can get expert counseling for free: 1-888-995-HOPE (4673).
Energy efficiency is key to being a savvy homeowner. Your first step is Smarter House's Quick Fixes/Home Energy Checklists, which will show you where and how to save energy at home. Next, visit the DOE’s Energy Saver website to learn about efficient appliances, smart design choices, and other energy-saving upgrades.
Love Your Greenery
Tons of free apps claim to make life “easier,” but which are really worth your time? One that we love is Happy Plant, a customizable app that reminds you to water your plants and lets you monitor their growth.
Give and Receive
There’s actually a lot of cool stuff you can get for free, from mulch to cleaning supplies. If you’re looking for something unusual or specific, check out your local Freecycle community. And you can always give gently worn and new items to Habitat for Humanity’s ReStore donation centers.
Cleanliness is a hallmark of a good neighbor—and a good neighborhood. Help keep things tidy and have some fun while you're at it by organizing a neighborhood cleanup day. Take some tips and inspiration from Doing Good Together’s guide to coordinating a neighborhood cleanup.
Thanks to YouTube, we can learn how to do just about anything for free, but sometimes there’s nothing like a real classroom experience. The Home Depot offers free DIY workshops at most locations on Saturdays and Sundays. If you have kids, check out their age-appropriate classes that develop skill-building and creativity.
Find a Pro
One of the best ways to boost neighborhood spirit is throwing a good old-fashioned block party. Think you're too busy to participate, much less plan one? Download Building Blocks’ Neighborhood Block Party Kit, a straightforward how-to that makes the project more manageable, then set a date. No more excuses!
Ask for Help
Take advantage of all the free support and expert advice available to homeowners.
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