INSURANCE
Browse By Tag
Buying or owning a home in New York is no small expense, and homeowners will want to take steps to help protect their...
When shopping for the best homeowners insurance, Massachusetts homeowners need to find a company that will provide th...
Q: I just moved into a new home and want to start renting out my old house. I currently have a homeowners insurance p...
A homeowner rarely plans for disaster to strike, but if it happens to, the added protection a solid homeowners insura...
Highlights The typical annual cost of earthquake insurance in California is $3. 54 per thousand dollars of coverage....
Q: I just moved to an area that sees a lot of earthquake activity. My landlord mentioned that a lot of their tenants ...
For many homeowners, the septic system is out of sight, out of mind. But finding the septic tank and taking steps to ...
From insurance to warranties, there are several tools homeowners can leverage to protect their house and the systems ...
Hurricanes and flooding cause significant damage to several regions of the United States each year. The National Cent...
Q: I saw on the news that criminals can steal your home title through identity fraud. Is home title theft real? How c...
Qualifying for a mortgage is not always easy, especially for first-time home buyers who may not have had the opportun...
Owning a house in Florida comes with a fair amount of responsibility, as the persistent threat of hurricanes and floo...
Homeowners insurance is an important part of homeownership. Investing in a quality homeowners insurance policy helps ...
Climate change is a reality—and a sad one at that for many. Wildfires and other natural disasters have led some insur...
To find the best homeowners insurance, Illinois residents will want to look for companies that meet a number of facto...
Q: My partner and I are currently shopping for our first house, but we live in an area with a lot of earthquake activ...
A lot can be said for peace of mind—especially when it promises to protect the roof over one’s head. This may be one ...
Shopping for a mortgage can be stressful, even if the borrower understands what a mortgage is and how one works. With...
Homeowners insurance provides protection for one of life’s biggest investments: a personal home. A typical homeowners...
Highlights The national average cost of earthquake insurance coverage is between $800 and $5,000 per year. The exac...
Q: As my home gets older, I’ve started wondering about the quality of the roof. Specifically, what happens if my roof...
Finding an all-in-one insurance provider isn’t always easy. Many companies specialize in particular types of insuranc...
Q: I’m shopping for a home in a new state. My real estate agent mentioned there have been earthquakes in the area, an...
Renters insurance is an important consideration for those who rent their homes. Whether a tenant lives in an apartmen...
Surprisingly, many renters don’t realize they need renters insurance for apartments and rental homes to protect their...
The persistent threat of earthquakes can mar the otherwise picture-perfect California landscape as seismic activity m...
Many Florida homeowners may wonder, “Do I need flood insurance?” While homeowners are usually fully aware that they n...
National Average: $65 per monthA handyman is a jack-of-all-trades who can perform a wide variety of work around the...
Q: I just bought a beachfront condo in Florida. I’ve never owned a condo and am concerned about what is and isn’t cov...
When looking for the top homeowners insurance in Georgia, many homeowners tend to focus on price. Understandably, peo...
Renters insurance is a type of coverage all tenants need, but many may not realize it. When renting a property, it’s ...
Texas residents who currently rent an apartment, townhouse, or single-family home may benefit from a renters insuranc...
The Arizona desert can be harsh on home systems and appliances, causing them to wear down quicker than they might in ...
Budgeting for unexpected expenses isn’t always easy, and as is the case around the country, many West Virginia reside...
When renting in New York, whether living in a Manhattan high-rise or in a single-family house somewhere upstate, tena...
Homeowners insurance protects a customer’s biggest investment: their home and personal belongings. However, finding o...
Typical Range: $194 to $3,877 National Average: $657Florida is known for its breathtaking beaches and year-round w...
Q: We just purchased our first home and maxed out our savings on the down payment. The appliances in the home are fai...
Q: A friend of mine accidentally caused a wreck that totaled another driver’s luxury vehicle and caused serious injur...
Renters insurance can be a valuable asset for tenants who want to protect their belongings in a worst-case scenario s...
A good homeowners insurance policy can provide peace of mind and security to homeowners, as they can be assured they’...
Finding the best homeowners insurance in Texas can be challenging for those who don’t know what to look for in a good...
Home equity can be a valuable asset for homeowners, opening up new financing opportunities to help pay for various ex...
Q: I’m in the process of purchasing my first home, and the entire process is overwhelming. One of my biggest stressor...
Q: Because of a recent uptick in property crime in our area, we’ve been thinking about installing a security system, ...
When shopping for the best homeowners insurance in North Dakota, homeowners will want to examine several key factors ...
Q: My partner and I want to renovate our kitchen in the coming months, but we’re not sure how to pay for it. We were ...
Q: I’ve recently noticed some cracks in the foundation of my home. I’m worried they’ll need expensive repairs, but I’...
Q: I purchased my home 7 years ago and would like to make some improvements to it, but I need to figure out how to pa...
Q: Over the past few years, the region around my home has seen more and more wildfires. I’m starting to worry my hous...
A tiny house provides a great option for those looking to downsize, add an in-law suite, or have a home they can take...
Mortgages are long-term commitments, but that doesn’t mean that homeowners are completely locked into the terms of th...
The mortgage industry can be a bit old-fashioned at times, slow to adjust to broader trends. Case in point: the almos...
Q: During a cold snap last winter, my neighbor’s pipes froze and burst, causing damage to their home and belongings. ...
Q: I am looking to buy a home for my growing family, and I’m finding that many homes that suit my needs are out of my...
Q: We retired a few years back, and because of some changes in our investments we find that we’re a little more pinch...
A home is one of the most significant purchases many people will make in their lifetime, and many will need to take o...
Flipping houses can be a good way to make a lot of money in the right circumstances, but the barriers to entry are of...
Real estate investing for beginners can involve a real learning curve, the least of which is determining the best way...
Installing an inground or above-ground pool can be a great way to beat the heat during the dog days of summer, entert...
It’s likely that many homeowners are familiar with the idea of cashing out the equity in their home to pay for things...
Living in a condo certainly has some appeal. You are only personally responsible for the cleaning and upkeep of your ...
Many homeowners are intrigued by the idea of installing solar panels on their property. Not only can solar panels hel...
Many home buyers will need to secure a mortgage in order to buy a new home. But what if they are looking to purchase ...
Finding the perfect home isn’t always easy, especially for home buyers with very particular tastes. After months of s...
With the long-term costs of homeownership, borrowers need to find the right home loan. For veterans and active-duty s...
Typical Range: 2 to 6 percent of the loan amountBuying a home is one of the largest expenses many people will take ...
Hurricanes are one of the most destructive forces a home can face. In 2021, the Atlantic hurricane season alone was e...
Q: I’m looking to switch homeowners insurance providers and keep coming across something called AM Best insurance rat...
Q: We’re thinking of building a house, and we heard that a construction-to-permanent loan can help finance the build ...
Tenants who rent an apartment or house can avoid some of the costs that come with homeownership, but one need they sh...
Buying a house is a huge financial decision that often involves hundreds of thousands of dollars. Many people would n...
Owning a rental property can be very appealing due to the significant financial opportunities this kind of business v...
Q: I’m a few years into retirement and starting to get worried that my pension and savings won’t be enough to cover m...
Q: My wife and I recently retired and are finally getting around to some much-needed home renovations. We don’t want ...
A good insurance policy can provide homeowners with much-needed peace of mind when faced with expensive property dama...
Q: A tornado recently touched down about 10 miles from my house and caused a lot of damage, and now I’m nervous the n...
Q: I’ve read there are certain things that homeowners insurance doesn’t cover, and I’m a little concerned that I’ll b...
Buying a house is one of the biggest milestones in anyone’s life—it’s certainly one of the most expensive investments...
Q: I want to make sure I’m protected in case the worst happens and my belongings sustain fire damage. Does renters in...
Q: I’m looking at buying my first home and know that I will need a homeowners insurance policy, but I’m at a bit of a...
For many, flipping houses for resale can be a good way to make an income or bulk up their savings. But the process is...
Combining home and auto insurance plans—also known as insurance bundling—is a highly advertised concept because it co...
Renting out property through short-term rental sites like Airbnb or Vrbo has become very popular in recent years, giv...
Working as a handyman or contractor presents some significant liability concerns, as these professionals spend much o...
Q: I’m renting an apartment, and my dog tore up the carpet in a common area. Will my renters insurance cover the cost...
Q: I’ve been looking to buy a home for a while but nothing on the market quite fits the criteria I’m looking for. Ins...
Q: I’m looking at buying a renters insurance policy, but I’m a little confused about the different types and what exa...
Q: I’ve heard that refinancing my mortgage can help me access better interest rates or allow me to change the terms o...
Typical Range: $267 to $949 National Average: $539Securing homeowners insurance is one of the most important steps...
Q: We had a huge storm last week, and a large branch came down from our old oak tree, just narrowly missing our garag...
After going through the process of finding a new apartment or rental property, it’s tempting to focus solely on settl...
Farmers depend on reliable machinery and equipment to tend fields, harvest crops, and keep their operations running s...
Typical Range: 0. 5 percent to 2 percent of the total loan amount National Average: 1. 25 percent of the total loa...
Homeowners living in areas prone to earthquakes may feel like a cataclysmic disaster can happen at any time. An earth...
For many people, living in a home set in a wide open space means living their American dream. Farming or ranching on ...
For homeowners over the age of 62, a reverse mortgage can provide two key benefits: freeing them up from mortgage pay...
Mortgage refinancing can help homeowners lower their monthly payments with a lower interest rate or pay off their mor...
A new manufactured home cost an average of $76,400 for a single build in November 2021 and $139,900 for a double size...
When considering either a cash-out refinance or a home equity loan, homeowners may notice that the two types of loan ...
Q: I need some extra cash to make repairs on my home and pay off some debt, and I’ve heard a home equity loan may be ...
Q: I am renting my first apartment, and my friends keep telling me that renters insurance is a good idea. I’m looking...
Q: A friend just refinanced his mortgage and got a great deal with a lower monthly payment. I’m considering doing the...
For many, the best way to start investing in real estate is to rent out a second home or apartment. However, it’s imp...
Q: Our real estate agent has recommended that we purchase a home warranty for home sellers that would be in effect du...
As with the best homeowners insurance, having the best mobile home insurance is essential in protecting the investmen...
Guaranteed by the U. S. Department of Veterans Affairs, a VA loan is available to current and former members of the m...
Q: I just bought my first rental property and am getting ready to list it for rent. I know I need a landlord insuranc...
Q: I’m buying an older home, and my real estate agent has suggested that a home warranty might be a good choice to he...
Q: A neighbor’s house was recently broken into and I’m a little concerned it might happen to me as well. If the worst...
Q: Our neighbors recently had a pipe burst in their home, and it ruined thousands of dollars worth of their belonging...
Q: My landlord doesn’t require that I carry renters insurance, but I’ve been told it’s a good idea anyway—except I’m ...
Q: A crazy windstorm came through our neighborhood last night, and a tree fell really close to our house. There’s deb...
Q: After a recent storm, we found water running down the ceiling in our attic and dripping through the ceiling below....
Q: When I was signing my lease, my landlord suggested that I buy a renters insurance policy; the company doesn’t requ...
Q: I know what style and size of home I’d like to buy, and roughly which neighborhoods I’m interested in, but after t...
Q: I’m storing most of my bulky items in a storage unit since they won’t fit in my apartment, but I’m concerned what ...
Many people know that homeowners insurance provides critical financial protection for property they own by protecting...
Q: I recently moved into my first apartment, and my friends warned me to watch out for bed bugs. They told me that be...
The old adage goes, “Prepare for the worst, hope for the best. ” And that adage definitely applies to insurance. Whil...
Q: I recently had a pipe burst in my home, causing all kinds of damage to the drywall, ceiling, and floor. I’m trying...
Q: My real estate agent was helping me work out a budget for my first home purchase and insisted that I include the c...
Q: My roof is more than 20 years old and is showing signs of wear. Clearly, a functional roof is an important part of...
Q: I had a pipe burst in my home after a recent cold snap and the water damaged my floor, walls, and some of my furni...
Q: The relief valve on the radiator in our rented home burst while we were away for a week. We came home to bubbled p...
Q: We were encouraged to buy a home warranty during the home buying process, but we didn’t really understand how it w...
Finding the right home improvement loan or home renovation loan can seem like a daunting prospect. It’s vital to unde...
Q: Our landlord requires that we carry a renters insurance policy. His landlord insurance covers the building, but we...
Q: I’ve heard homeowners insurance is important to make sure your assets are covered in the event of a loss. But how ...
Q: I’ve heard that there is financing available for making repairs or additions to homes. But how do I know which typ...
Q: I had no idea I had termites in the house, and the need for repair is extensive; they’ve destroyed my floors and e...
To finance a mobile, manufactured, or modular home, it’s important to find a loan that meets the specific needs relat...
National Average: $1,288 per yearWhen a storm strikes your home, homeowners insurance picks up the cost of repairs ...
Q: The lease on our new apartment states that we are required to buy and carry renters insurance for the entire time ...
When renting a home or apartment, many renters assume that their landlord will step in to pay for repairs or replacem...
Protecting your belongings beyond locking the door may not be your first thought when you sign a rental lease, but it...
Homeowners who don't live in high-risk flood zones likely don't spend much time thinking about insurance for flooding...
Whether you’re buying your first house or shopping for a new provider, shopping online to begin a search for homeowne...
Q: When I bought my home, my lender mentioned that I was lucky I didn’t live on the other side of town, because it’s ...
Q: I’ve just signed a new lease for an apartment, and the property owner explained that the lease agreement requires ...
Q: My home loan lender has told me that I will need to buy and carry flood insurance because my home is in a high-ris...
Given that the average American home contains some 300,000 individual items, it is no wonder that most people have a ...
Buying a home is a complex process, and topping the list of most home buyers’ worries is the question of how much it’...
Highlights Flood insurance costs between $628 and $1,652, with a national average of $771. The exact cost for a cus...
When you’re buying a house, the sticker price on the home itself is only the beginning of what you’ll pay. Closing co...
Prospective homeowners looking into how to get a home loan will notice that just about every article lists credit sco...
When buyers begin shopping for a first home, the financing can seem like a big, overwhelming mystery. A home purchase...
Highlights The typical price range of renters insurance is $115 to $252 per year, with a national average of $174. ...
Home equity loans can be helpful when a homeowner needs to make home improvements, but they can also assist with othe...
Homeownership comes with many responsibilities, including the eventual need to perform renovations or repairs as the ...
Real estate listings often mention home warranty plans as a perk to entice buyers. But those buyers might wonder exac...
During the home-buying process, the mortgage options can be overwhelmingly confusing. It seems so simple: Go to the b...
Q: We are looking to get out of the city and have found a great older home farther outside the suburbs than we expect...
Purchasing a home is a major investment, and it's wise for homeowners to do what they can to protect that investment....
Highlights Homeowners insurance typically costs between $378 to $3,593 per year with a national average cost of $1,3...
Q: We had a small kitchen fire and sustained a fair amount of damage and lost property. In addition, a neighbor suffe...
Whether you just spotted a broken limb dangling precariously over the family room, or you’re worried that the dead br...
Q: Our closing documents state that we need to acquire something called hazard insurance before the closing date. We ...
Q: We’re buying our first home, and we were surprised to see that our mortgage company requires that we provide proof...
Q: My real estate agent has advised that I get home warranty coverage for a home I’m considering buying. It seems lik...
Many apartment dwellers make the common mistake of assuming that they are covered under their landlord’s insurance policy…but this is rarely the case. Renter’s in...
Discover the real reasons behind home insurance premiums—and how to keep yours from rising.
You expect your homeowners insurance to pay for damage caused by storms and fire, but unless you’ve read your entire policy (usually 30 pages or more), you might ...
Many consumers don’t pay much attention to the cost of homeowner’s insurance, simply accepting the fact that they have to pay steep prices to protect their bigges...
Most homeowners insurance policies get squared away in the early stages of home buying and aren't much looked at agai...
If you think your home insurance policy will protect you in the event of a flood, you may be in for a shock. Because standard homeowner’s policies do not cover fl...
Before disaster strikes, make sure to check for potential potholes in your property insurance policy. Doing so now could save you money—and heartache—later.
Nothing underlines the importance of flood insurance like a Major Weather Event. The damage inflicted by Sandy—the hu...
It's a home improvement project. What could go wrong?Better not to think about it. That's really a job for the agent ...
Bob Vila Radio is a newly launched daily radio spot carried on more than 60 stations around the country (and growing)...
