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Why are you saying that $75,000 isn't enough? I guess it all depends on what needs to be done and where you live, and so on. $75,000 should do an AWFUL lot for you. Maybe you now have a basement and you still want one (vs. just moving onto a slab.) Maybe the existing house is a high insurance risk. Just keep getting bids and go from there.
My best to ya and hope this helps.
Jay J -Moderator
PS: God Bless America!