How Much Does Hail Damage Repair Cost?
Don’t wait on hail repairs. Hail damage repair costs range from $285 up to $57,500, with many homeowners spending around $10,807.
- Typical Range: $285 to $57,500
- National Average: $10,807
Hailstorms can fill many people with dread, and the resulting damage to a roof or the family car can mean hundreds or even thousands of dollars in costly repairs. But how much does hail damage repair cost specifically? According to Angi and HomeAdvisor, costs can range from $285 to $57,500, with the national average at $10,807. When Mother Nature strikes, the areas that most often require hail repair are roofs, patios, decks, porches, and siding, not to mention any resulting water damage. The cost to repair roof damage from a storm typically runs about $940. The cost of hail damage repair can vary greatly due to the extent of the damage, the roof material, and the roof design. The cost of materials and labor can fluctuate depending on geographic location, since certain areas are more susceptible to severe storms, which can increase the overall hail damage repair cost. It’s important to note that once hail damage has been detected, it’s vital to begin the repair process quickly to avoid additional damage to the area. Search online for “hail repair near me” to find reputable professionals in your area.
Factors in Calculating Hail Damage Repair Cost
Several factors can influence average hail damage repair costs. Prices can differ from the national average due to the location and extent of the damage, any associated damage, the cost of materials, and labor prices.
Location of Damage
The location of the damage plays a crucial role in determining hail damage repair costs. Depending on what’s been damaged, the price of materials and labor can fluctuate. Some of the most common locations for hail damage are gutters, windows, siding, roofs, decks, porches, driveways, and vehicles. Hail damage roof repair is common, and costs are greatly dependent on the roof materials, with asphalt being the most expensive. Decks and porches are some of the most costly parts of the home to repair, and prices can reach up to $3,000, particularly if they are made from wood or composite materials.
Extent of the Damage
Once hail damage has been spotted, the next step is to determine the extent of the damage. A skilled professional will need to inspect the location and determine what immediate repairs are required. The severity of the damage is directly related to how expensive the hail damage repair cost will be.
Water damage from a hailstorm can cause a ceiling to collapse, warp walls and floors, and cause mold and mildew growth. The average cost to repair a water-damaged ceiling runs from $330 to $1,100, the cost to repair drywall ranges between $280 and $790, and flooring repair costs from $200 to $500. The cost of mold remediation averages $2,235.
The cost to repair hail damage depends on what’s been damaged, whether a replacement is needed, and the types of materials needed for repairs. Roof repair costs an average of $700, but it depends on the roofing material. Tile roofs cost between $700 and $800 per square, which is equal to approximately 100 square feet. Asphalt shingles run between $1 and $5 per square foot, averaging from $1,700 to $8,400 for a full replacement, while metal roofing repairs run between $100 and $500.
Labor costs can range between $50 and $200 per person per hour. The actual amount depends on what is being repaired and the extent of the damage. Siding repair typically runs about $50 per hour, roof and water damage repair costs around $75 per hour, and foundation repair can cost as much as $200 per hour. Keep in mind that many repair jobs require two or more professionals per job.
Additional Costs and Considerations
When budgeting for hail damage repair costs, it’s helpful to know about any additional costs and considerations. These can include insurance deductibles, mold remediation costs, and building permit fees.
Hail Damage Inspection
Even if it appears there is no significant roof hail damage, it’s advisable to have a roof inspection after a major storm for confirmation. Ami Feller, owner of Roofer Chicks in Texas, says, “Most hail damage actually isn’t visible from the ground. Homeowners look up, thinking there is no damage, when there actually is. Learning to recognize hail [damage] and tell what is and is not hail [damage] is a learned skill.” An inspection will bring damage to light before it causes further problems like leaks and water damage. But Feller says some damage can take as long as 2 years to show itself: “Sometimes after hail damage, even when inspected by a professional, it appears there is not any damage, but after several rains, the damage becomes more evident,” she says. For this reason, it’s wise to continue to monitor the roof for signs of leaks for an extended period of time.
Homeowners Insurance Deductible
Homeowners insurance will typically pay for hail damage to a roof and other parts of the home, since storms are covered perils. Before the homeowner receives insurance reimbursement for the hail damage repair, they will have to pay the deductible. In areas with a higher risk of wind or hail events, homeowners may have a separate deductible that’s based on a percentage of the property’s insured value, typically ranging from 1 to 5 percent. It’s important to note that if the roof is older and more susceptible to damage, insurance may not cover the full amount necessary for repairs. The insurer may also refuse to cover repairs for damage that is considered to be cosmetic or that is determined to have existed before the storm. In the event that the storm causes a tree to fall on the roof, insurance is also likely to cover the cost of tree removal. The exception to this is if the fallen tree was caused by an event that is not a covered peril (such as landslides, earthquakes, and floods). Feller says, “Many insurance carriers require the damage to be addressed within a year of the weather event—so if you wait too long, you might not have coverage. It’s good to know what your particular insurance company requires so that you are aware of any claim-filing deadlines.”
If mold is found, mold remediation costs approximately $2,235. Since mold spores can begin to grow in just 24 to 48 hours, it’s important for homeowners to have a professional come in and inspect their home as soon as possible. Undetected mold and mildew growth can lead to serious health hazards, especially if residents of the home have allergies or sensitivities. Many of the best mold removal companies recommend that mold growth exceeding 10 square feet be remediated by a professional.
Storm Window Installation
In the event that windows have been damaged and need to be replaced, or homeowners just want to be prepared for the next significant storm, it may be wise to have storm windows installed. Storm windows are installed alongside glass window panes in order to reinforce the glass. They provide a more complete seal around the window and add durability. Depending on how many storm windows a homeowner has installed, costs can range between $2,000 and $5,000.
Repair Costs by Type of Hail Damage
The location of hail damage plays a significant role in the overall cost of repairs. While the price range for home repairs due to hail damage can be extreme, it depends on how widespread the overall damage is to the home and property. What follows are some common locations where hail damage occurs and the average repair costs for each type of damage.
Hail can damage a roof by expediting shingle aging or granule loss (when the bond between the asphalt and granules on a shingle roof deteriorates). Wooden shingles can be split, and tiles can be cracked and shattered. Roof damage is the most common repair after a hailstorm. A professional can identify a hail-damaged roof and make recommendations for repair or replacement.
- Asphalt. Asphalt shingle replacement can run from $1,700 to $8,400, or $1 to $5 per square foot. Even if the shingles don’t appear damaged to the untrained eye, hail can reduce their ability to resist moisture and repel sunlight. The overall cost of repairs depends on the type of asphalt shingle and the extent of the damage.
- Tile. Repairing a tile roof ranges from $700 to $800 per square, which is approximately 100 square feet. Costs can increase for a large roof or if the damage is extensive. Tile roofing repair requires an experienced and skilled professional to avoid further damaging the material.
- Metal. Fixing a metal roof costs between $100 and $500. The interlocking metal sheets can be dented and punctured from hail or falling tree branches, which results in leaking and water damage.
Expect to pay between $175 and $550 for gutter repairs. Hail can damage gutters during a storm by denting them and making them susceptible to breakage and wind damage. If the damage is severe enough, it may warrant replacing the entire gutter system.
Siding repairs typically average $600, but the total depends on the scope of the damage and the type of siding. Cracks or dents are the most common type of damage.
- Vinyl. Vinyl siding runs from $2 to $12 per square foot. It’s typically storm-resistant and easier to replace than to fix, since color matching is difficult. While vinyl siding is popular since it’s lightweight, easy to maintain, and durable, it can be damaged by strong hail.
- Metal and aluminum. Metal and aluminum siding ranges from $3 to $6 per square foot. Repairs to metal siding are usually more expensive than those to vinyl or cement fiber. Metal siding is typically more durable than wood siding, but a strong hailstorm can cause considerable denting.
- Wood. Wood siding costs about $9 per square foot. It’s more at risk for water damage than other types of siding and, if chronically neglected, it can rot and break down.
- Cement fiber. This type of siding can cost approximately $150 per 100 square feet and $300 to $850 for labor. This sturdy and eco-friendly siding choice can add an extra 5 to 14 percent to the cost of materials.
Windows damaged in a hailstorm will typically need to be replaced. Window replacement costs between $200 and $2,100 per window. Costs depend on the shape and size of the windows, their location, and the type of window frame. Keep in mind that custom or energy-efficient windows will cost significantly more to replace. Even if there is only a small amount of damage to the window or window frame, it’s possible that the integrity of the window or its energy efficiency has been compromised. Homeowners are advised to have a professional inspect the damage and determine whether repair or replacement is needed.
Deck or Porch Damage
If a deck or porch is damaged during a hailstorm, deck repair costs can run between $670 and $3,000 or more. If the homeowner observes additional damage in this location, they will want to avoid walking on the deck or porch to avoid collapse and injury. The material of the structure will affect the hail damage repair costs. Concrete patios can cost from $50 to $800 to repair, a wooden or composite deck can range from $790 to $3,000 or more, and a tile surface can cost between $100 and $900 to repair.
Asphalt driveways are commonly damaged by hail. Minor divots can be patched and resealed for as little as $100 to $300, but if there is extensive damage to the structure of the driveway, it may need to be replaced. Asphalt resurfacing costs about $3,600 on average. Homeowners will want to keep in mind that different materials are used to patch driveways in various regions of the country depending on the climate, so price may depend on the cost of the materials.
Water damage is common after hailstorms, and it can cause issues with flooring, walls, and ceilings. Ceiling repairs typically run from $330 to $1,100, flooring repairs cost between $200 and $500, and drywall repair will range from $280 to $790. Water damage needs to be dealt with quickly to diminish the risk of mold and mildew growth. If mold and mildew are found, it can cost around $2,200 for remediation.
Car hail damage repair can cost between $1,000 and $3,500. Hail can dent a car’s surface and crack the windshield, windows, and sunroof. For smaller dents, paintless dent repair can be a good option. Paintless dent repair cost will depend on the size and location of the dent and can run from $50 to $150 for a dent roughly an inch in size. Comprehensive car insurance usually pays for hail damage, but for minor damage it may not be worth making a claim if the deductible amount is close to the repair cost. Homeowners can search for “car dent removal near me” to find a professional in their area who can fix the hail damage to their car.
Do I Need Hail Damage Repair?
If a home has been damaged by hail, it’s important for the homeowner to begin repairs as quickly as possible to avoid additional harm to the structure. The following are a few reasons to get hail damage repair to a home.
Hail Damage Confirmation
In some cases, it’s clear that there has been significant hail damage to a home that needs to be repaired immediately. But other times the damage is more subtle, and even the best roofing companies may not spot it immediately. Feller gives one example related to roof shingles: “Hail knocks the grit loose from the shingle—the grit is what protects the tar/asphalt layer of the shingle from UV light,” she explains. “Once the grit is removed, the shingle will start to break down.” Since this type of damage might not show up right away, it’s beneficial for homeowners to have a professional evaluate the damage, possibly even more than once. “If you know you were hit by hail but you are not showing damage, you might call and ask for a reinspection in 6 months just to be certain—especially if all your neighbors are getting new roofs,” says Feller. The cost to have a roof inspected for hail damage typically falls between $75 to $800.
Hail damage can result in a leaky roof. This typically happens when the surface of the roof breaks down to expose the underlayment, which is not designed to keep out water and provides water with an entry point into the home. Repairing leaks can range from $100 to $700 per 100 square feet on average, depending on the material. Water entering the house can cause insulation, drywall, ceiling, and flooring damage. It also puts the house at risk of mold and mildew growth.
To get an idea of how badly siding has been damaged by hail, homeowners can walk around the outside of the home to check for signs. Siding damage from hail can be seen as dents, cracks, holes, or punctures. Damaged siding can become brittle and susceptible to wind damage and breakage. This can make the home less energy efficient and provides perfect conditions for mold growth. If the siding needs to be replaced completely, expect to pay around $10,000.
For lighter hail damage, a deck may simply need to be sanded and refinished to remedy any dents or pockmarks. But severe hail can affect the structural integrity of the deck, requiring reinforcement or replacing certain beams. Damaged decks can become unstable and unsafe to use. Avoid walking on a damaged deck to avoid injuries and risk of collapse.
Strong hailstorms can chip, crack, and break windows and skylights. Cracked or shattered panes are easy to spot, but homeowners will also want to look for dented flashing or damage to frames and siding. This type of damage can make the home susceptible to water damage over time. Be sure to examine every window to spot damage, and expect to pay between $200 and $1,800 for window replacement.
Gutters that have experienced hail may dent, crack, or break. Broken gutters can cause water damage to the siding and foundation and will need to be repaired sooner rather than later. A professional gutter repair technician will be able to tell whether repair or a replacement of the entire gutter system is necessary. It may be a good idea to also install gutter guards to mitigate any future hail damage.
Hail Damage Repair: DIY vs. Hiring a Professional
Depending on the location, repairing hail damage can be a risky and dangerous job. Hail damage on a roof can cause the surface to be unstable. Additionally, the average homeowner may not be familiar with how hail damage is repaired. Fixes may not be as simple as patching the roof in a few places. According to Feller, “Hail damage is generally widespread and covers the entire roof, or at least one or two full sides of the roof—most storms are directional and may not impact all sides of a structure equally. It’s not very common to be able to do spot repairs on hail damage.”
It’s recommended that homeowners call a professional to inspect and determine the extent of the damage and handle repairs or replacement. Even if there is no visible damage to the home, an inspection can either confirm this and provide peace of mind, or help homeowners get ahead of an unseen problem. Many home insurance companies will not cover hail damage repair unless it is conducted by an experienced and licensed company. Feller says, “I would highly recommend using a knowledgeable contractor who is skilled at communicating with insurance companies. A good contractor can literally save you thousands of dollars and help ensure that you are fully compensated for all of the damages.” With all of these factors in mind, homeowners may find it worthwhile to search online for “hail damage repair near me” and contact a local professional rather than attempting the repairs themselves.
How to Save Money on Hail Damage Repair Cost
Dealing with hail damage repair can send many homeowners scrambling to find ways to save money. Staying within a budget for hail damage repair costs can be challenging, and the additional fees associated with the project can quickly add up. One way to save money on hail damage repair costs is to go with the minimum and cheapest repair, but there are other ways to save without compromising on quality repairs.
- Get multiple estimates. Get at least three estimates from reputable local hail repair professionals.
- File a claim. Filing an insurance claim for hail damage to the home will help relieve financial stress. Keep in mind that in addition to paying the deductible, homeowners will need to pay for any repairs that aren’t covered by insurance.
- Bide your time. For non-critical repairs, such as minor roof or window repairs, homeowners may be able to wait to repair certain areas until demand is lower. However, if there is significant damage, such as leaks and cracked windows, it’s wise to have the repairs done immediately to prevent the damage from becoming worse over time.
- Ask for discounts. Some hail repair professionals may offer discounts for multiple repairs to a home. Others may offer discounts for signing up for a mailing list.
- Use assistance. Local or federal government assistance programs may be able to help homeowners with hail repair from a storm that damaged numerous homes in the area.
Search for rebates. The government offers rebates for energy-efficient options for the home, which can help lower the cost of projects such as hail-damaged window replacement.
Questions to Ask About Hail Damage Repair
Hiring trustworthy professionals to take care of hail damage can be a daunting experience. Knowing what questions to ask can minimize miscommunication and save money. The following are some questions to ask a hail damage repair professional.
- How long have you been in business?
- Are you licensed and insured?
- Do you have references?
- Do you specialize in hail and storm repair?
- Do you provide mitigation services?
- Can you help with an insurance claim?
- Do you have any discounts or specials?
- Should I repair the damage now, or wait?
- Who will repair the damage?
- What type of hail repair do you provide?
- How long will the repairs take?
- How can I leave a review?
Staying within a budget for hail damage repair costs can be a formidable process. What follows are some frequently asked questions about hail damage repair costs to help guide homeowners in their decisions.
Q. What happens if I decide not to fix my hail damage?
Not fixing hail damage can lead to more severe issues in the home. Water damage, mold, mildew, rot, and structural damage can seriously impact the safety of the home, not to mention decrease the overall value and curb appeal. Many insurance companies have a time limit for claims, so waiting to file an insurance claim can backfire on homeowners.
Q. Can I fix hail damage by myself?
Some homeowners may be tempted to repair hail damage on their own to save money. Be advised that many insurance companies will deny a claim if the repairs are not handled by a licensed professional. Many hail damage repairs can be dangerous, such as roofing repairs. The last thing anyone wants is to fall off a roof or fall through the surface and be seriously injured.
Q. Does homeowners insurance cover hail damage repair?
Hail damage repair cost without insurance can be significant, and luckily most hail damage is covered under homeowners insurance once the deductible has been met. Specific coverage may vary based on the homeowner’s policy. Be advised that in some situations, like when the roof is older or the repairs are determined to be cosmetic, repairs may not be fully covered, or even covered at all. There may also be a time limit after a storm in which to file a claim for it to be considered.
Q. How do I know if my roof has hail damage?
Homeowners can look for broken shingles and monitor indoor walls and ceiling for leaks after a hail storm. Some damage may take weeks or months to become noticeable. The surest way to determine if the home has hail damage is to have it inspected by a professional.
Q. Should I replace my roof after a hail storm?
Whether or not an entire roof will need to be replaced may depend on the age of the roof and the material it is made of. While hail storms notoriously tend to affect one side of a roof, it may be worth the cost of roof replacement if the roof is older and the homeowner is already making significant repairs. A roofer can inspect the roof for signs it needs to be replaced and advise on the best course of action in individual cases.